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Flipping the Model for EBT Transactions with QR Codes by Naveen Nukala
QR codes – those indecipherable, black and white pixel patterns that represent codes – have been the focus of jokes for years as they struggled to catch on in the United States. However, they may be...
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Time for a Smart EBT Upgrade to Improve the User Experience (UX) By David...
All aspects of the financial world – from international cross-border payments to the distribution of federal benefits to low-income families – are digitizing. That latter group is grossly underserved,...
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Are You Ready for Contactless Payments? by Jim Johnson
“Get ready, get set for the contactless reboot” was the essence of a recent Payments Leader blog advising all issuers to prepare for enabling contactless payments. Market leaders are already beginning...
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The Death of Cash and Checks? by Leah Middlebrook
Computers and smartphones have forever changed the way we make payments and manage finances. But their biggest change may be our expectations. Gone are the days when people accepted the days it could...
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Convergence in the New World of Unified Payments by Bruce Jennings
Old payment mechanisms may never die. But the digital revolution has created ever-increasing numbers of mechanisms. Payment processors have no choice but to adapt. By consolidating stakeholders,...
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A Path to P2P Revenue by Mike Kresse
Person-to-person (P2P) payments are growing in popularity. While that’s driving financial institutions to compete and offer it, P2P comes at a significant expense. Fortunately, the current landscape...
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The Rise of Digital Cards for Instant Rewards and Incentives by Jerry Uffner
The on-going digitization of payments isn’t just about eliminating checks and cash, or even about the rise of digital cards and wallets. If you’re a retailer or corporation, payment digitization...
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Blockchain: Still in the Proof of Value Stage by Esther Pigg
Last May, I wrote an article entitled, “Blockchain: Mystery or Reality for the Financial Industry?” in which I described blockchain in this way: “Imagine a spreadsheet (ledger) that is duplicated...
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In the New Year, It’s Time to Go Contactless by Jim Johnson
Ready or not, 2019 will be the year of tap-and-go for cards During my career, I’ve heard many predictions around new technologies and trends. Some pan out. Some don’t, and momentary hype sometimes...
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QR Codes vs. NFC – The Battle that is Shaping Mobile Payments is Just Warming...
“Mobile payments” is a broad term. As the ecosystem has developed, various new technologies have emerged to change the way we act and transact in-store and, increasingly, online. Two technologies...
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